How Much House Can You Afford?

The calculator now allows you to use the higher debt ratios allowable in certain high expense housing area.

Enter Your Information

Annual Income:
Monthly Debt (Car, credit cards, student loan, etc.
Cash in hand for down payment
Property tax rate (1% = $1000/yr for 100K house)
Home Insurance rate
Interest Rate (%)
Length of Loan (years)
Maximum PITI Debt Ratio (%) If unsure leave as 28%
Maximum Total Debt Ratio (%) If unsure leave as 36%

Don't forget closing costs and points

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